Nothing beats the coziness of your own home. And if you are like most people, it’s probably your most valuable investment. But have you done enough to protect it? There is more to just locking the doors. Home insurance is ideal for securing your home.
Are you a homeowner and haven’t thought much about home insurance? Well, keep reading the article. You will be excited to call us at W.B. Adams Company in Beaverton, OR, for your home insurance. Here are the top benefits a home insurance policy can offer.
Protects your main dwelling
The primary purpose of home insurance is to protect where you live, which is your principal dwelling. Imagine losing your entire home to fire, for example. How much, and how long would it cost you to rebuild another one? That’s why home insurance is essential as it covers minor, significant damages and even rebuilding in case of a total loss.
If someone got injured on your premises, it could cost you thousands of dollars in medical bills and perhaps lawsuits if you got sued. However, home insurance pays for the medical bills and the expensive lawsuits up to your coverage limit.
Protects your home’s contents
Besides covering your principal dwelling, the insurance covers your assets, like electronics, furniture, and clothing, from perils like fire, theft, and many more.
Loss of use compensation
If you are forced out of your home while it’s undergoing repairs due to a covered event, the policy can put you in a hotel or temporary living place and cover your expenses.
Protects your detached structures
Imagine a policy securing your garage, fences, pets’ house, sheds, or whatever structure you have on your premises. Intriguing, right? Well, that’s what home insurance can do, but at an additional premium.
Home insurance in Beaverton, OR
If you haven’t thought about home insurance, the above benefits are enough to make you consider purchasing one. Are you in Beaverton, OR looking for home insurance? Look no further than W.B. Adams Company. Call us today for an affordable quote.