W.B. Adams Company

14737 SW Millikan Way
Beaverton, OR 97003

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Is Motorcycle Insurance a Requirement in All States?

So, you’ve purchased a new motorcycle and are getting things to start riding your new bike. You’re likely very excited, but you must remember to ensure your safety while riding. Of course, ensuring your safety means wearing a helmet, keeping your bike in tip-top condition, and obtaining a good motorcycle insurance policy. You might wonder if motorcycle insurance is required in Beaverton, OR, and if it’s required in all states. 

Motorcycle Insurance is Not a Requirement in All States

Motorcycle insurance is not a requirement in all states, although it’s required in most states. States that don’t require this type of insurance are: 

  • Florida
  • New Hampshire
  • Washington
  • Montana

In these states, motorcycle insurance is optional. Even though motorcycle insurance isn’t required in these states, if you ride your motorcycle there and you’re ever involved in an accident, you may be asked to provide liability insurance. If you have none, you may have to pay for damages out of pocket, which could be pretty costly, depending on the situation. 

Motorcycle Insurance is Required in Oregon

Luckily, in Oregon, you will never have to contend with having an accident and not having insurance because motorcycle insurance is mandatory in this state. Having good quality motorcycle insurance can give you peace of mind that you will be covered if something happens and you end up injuring another person or damaging their property. If you need to find an affordable policy, it’s certainly possible, so do your homework before deciding on a company.

As you can see, motorcycle insurance is mandatory in Oregon. If you need an insurance agency, you might want to give us a call at W.B. Adams Company. At W.B. Adams Company, we provide all types of insurance and cover the Beaverton, OR, area. Call today for a quote.