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Beaverton, OR 97003

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What You Need to Know About Classic Car Insurance in Oregon

Do you live in Beaverton, OR? Do you own one or more classic cars? Are you looking for classic car insurance with a provider like W.B. Adams Company? If so, continue reading to learn everything you need to know about classic car insurance in the state of Oregon!

How Can You Qualify For Classic Car Insurance In Oregon?

Classic car insurance is a specialized type of insurance designed for antique, classic, and vintage cars. In Oregon, classic car insurance is typically available for vehicles at least 25 years old and restored or preserved to their original condition. Some insurance companies may have specific requirements for the vehicle’s make, model, and condition.

What Is the Agreed Value Coverage?

Unlike regular auto insurance, classic car insurance policies typically offer "agreed value" coverage, which means that you and the insurance company agree on the value of the car before you purchase the policy. This ensures that you’ll be fully reimbursed if your vehicle is stolen or totaled in an accident.

Are There Any Restrictions?

Classic car insurance may restrict how you can use the vehicle in or out of Oregon. For example, you may only be allowed to use the car for pleasure driving or attendance at car shows or exhibitions. Some policies may also have mileage limits.

Are There Additional Coverage Options?

In addition to the basic coverage for damage and liability, classic car insurance policies may offer additional coverage options such as roadside assistance, spare parts coverage, and car-related memorabilia.

As you can see, classic car insurance can provide specialized coverage and peace of mind for owners of vintage cars in Oregon. By understanding the unique features of classic car insurance, you can ensure that your vehicle is fully protected in the event of an accident or theft. And remember, if you live in or near Beaverton, OR, and you’re currently shopping for classic car insurance, don’t hesitate to contact us at W.B. Adams Company today!