If you’re in a car accident in Oregon, you might be wondering whether you’re required to get three separate body shop estimates before your insurance through W.B. Adams Company, serving Beaverton, OR, will pay for repairs. It’s a common belief—but is it true?
Not Necessarily Required
In most cases, your insurance company doesn’t require you to visit multiple body shops for estimates. Many insurers work with direct repair programs, meaning they have preferred body shops that can handle your claim efficiently. However, you’re typically free to choose where you want your car repaired.
Why Getting Multiple Quotes Can Be Helpful
While not mandatory, obtaining multiple quotes can still be a smart move. Different shops may identify varying types of damage or suggest alternative repair methods. It also helps you gauge reasonable pricing, especially if you’re paying out of pocket for part of the repairs. That said, most insurance adjusters will work directly with the shop you select, so you’re not legally obligated to get three estimates.
Notify Your Insurance Agent Immediately
One key tip: Always contact your insurance agent right after an accident. They’ll explain your coverage, guide you through the claims process, and help you avoid surprises later. Oregon law requires insurance companies to handle claims in good faith and pay reasonable repair costs based on the damage.
You’re in Control
Remember, it’s your car, and you have the right to decide where it’s repaired. If your insurance company suggests a shop, you can choose to accept their recommendation or opt for an alternative. If you ever feel pressured or uncertain, please don’t hesitate to call us. As your local Oregon insurance agency at W.B. Adams Company, serving Beaverton, OR, we’re here to help you understand your options, work with your carrier, and ensure your vehicle gets safely back on the road.