Having quality health insurance is one of the fundamental goals for every Beaverton, OR resident. However, simply signing the policy is not enough. As a family person, you need to take your time and learn everything about the policy to ensure that you and your family’s health is in good hands.
At W.B. Adams Company, we take you through your insurance plan and advise you based on your budget, family size, and health needs. Here are four things you probably didn’t know about your health insurance policy.
You are eligible for health check benefits every four years.
Your health insurance plan offers a free health check every four years. Different insurance companies have separate application processes, and the good news is that the results do not affect your premiums. However, you are allowed to make changes to your policy, such as increasing coverage.
Health insurance policyholders have better physical and mental health.
Studies have found that people who buy health insurance have better peace of mind and consistently report any health issues for early diagnosis and treatment. Medical treatment in Beaverton, OR, is not cheap, and that’s why many people without insurance may downplay their health problems.
Prescription drugs are covered in the formulary.
Very few people know that their health insurance offers drug prescription coverage. Your plan comes with a formulary, which is a list of drugs that the plan covers. If you take specific drugs, you should consult your insurance plan to know if they are covered.
Health insurance saves lives.
Buying insurance is the best way anyone can protect their health. It provides you with the peace of mind that you can walk into a hospital without money and get treatment without worrying about medical expenses. This means that the more people embrace health insurance, the healthier they become, and more lives are saved.
Need help understanding health insurance? W.B. Adams Company is here to help answer all your questions. Feel free to drop by or book an appointment with us.